Medical Insurance Changes You Won’t Notice

Do you regularly check your EOB (Explanation of Benefits) charges on Medicare/Medicaid or other insurance billings? Why should you bother? Oh, you think it must be absolutely, without a doubt, correct all the time. An innocuous “needle insertion” charge of $5 may be easily missed, even when the procedure wasn’t done but there’s more here than meets the eye, initially.

Physicians are very fastidious about those things, aren’t they? Think again. Your charges may be emblematic of a much larger and much more serious issue; hospital competition and hospital closings.

Medicine has become a huge business where national medical corporations are gobbling up hospitals all over the United States and turning them into one large network. Insurers are giving auditors the power to cause fear in the hearts of physicians who refuse to accept a medical mandate from an unlicensed and unqualified non-medical person.

The auditors have unreasonable power and when in disagreement with physicians, can begin a terrifying spiral of legal expenses incurred to maintain a medical license. And all because the auditor, who works on commission and receives a percentage of the funds recovered, can engage in this fear-mongering action.

The tip of the iceberg is here, but, like the crew of the Titanic, it’s hidden from view…